Laka Insurance

IT PAYS TO BE PART OF THE PACK

Laka is a team that looks out for each other. Our collective cover is made especially for cyclists, for life on and off your bike.

Click the button below to get an instant quote form Laka and use the code - ELECTROHEADS - at checkout for 30 days free insurance.

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30 Days Free

Click the button below to get an instant quote form Laka and use the code - ELECTROHEADS - at checkout for 30 days free insurance.

Learn More

Why Laka?

Four reasons to insure your bike with Laka.

Totally Flexible

No annual subscription, you can pause or cancel anytime.

Zero Upfront Costs

All claims are split fairly at the end of each month.

£0 Excess

No depreciation & £0 excess on your new bike.

Fast Turnaround Time

Claims are usually agreed within a day.

About Laka

Laka has flipped outdated traditional insurance on its head with no more fixed upfront premiums. Instead, your monthly contributions are based on the collectives' claims that month. Your max monthly price is capped, but the savings are all yours. Plus, 80% of your money goes straight back into the collective: fixing, replacing and helping. And the other 20% keeps their wheels spinning. It’s as simple as that.

And when poop does hit the fan, Laka's got your back. Claims are handled by experts and usually agreed within a day. With no depreciation or excess. They've ditched annual contracts locking you in, with Laka, if you want to leave, you can. Anytime.

Click the button below to get an instant quote form Laka and use the code - ELECTROHEADS - at checkout for 30 days free insurance.

Learn More

What Cover Do You Need?

Pro features
Accidental damage / Racing / Roadside Recovery / 120 days worldwide cover

Standard features
Theft / Legal / Bike Rental / Legal / Excess-free bike claims / Household discounts

Core features
Liability [Laka Club] / Cycling discounts

Standard features
Theft / Legal / Bike rental / Excess-free bike claims / Household discounts

Voted the best bike insurance provider. By you. For five years running.

Laka's 5-star claims service is an experience so good, you'll actually want to claim. Voted 'Best Cycle Insurance Provider' for 5 years running.

"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!” 

"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."

"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"